Meet Your Lender
mORTGAGE lENDER tEAM lEAD
Briana Sparrow
My husband and I met in college at Marshall University. My husband, Brandon was a football player at Marshall and I worked in the athletic department as an intern. We got married a couple years post college and bought our first home the same week as our wedding. Talk about a wild couple weeks. We live in Mechanicsville VA with our three kids, au pair and two dogs. Travel LOVER, you mention a trip and have .05 seconds to tell me you are joking or the plans are already in motion to make it happen. Ask me about my tattoos, I have been collecting them as we explore new places!
I am passionate about helping people achieve their dreams within homeownership. As a mortgage lender since 2018, I have helped an average of 100 families a year purchase or refinance their home.
Growing up my family bought and sold 13 homes in and around the Richmond Area. My husband and I bought our first home at the age of 23 with a 100% financed mortgage and some solid guidance from our lender. We bought our second home at the age of 25. And then bought our next home two years later while keeping the second home as a rental. I truly have a passion for helping people grow personal and financially through home ownership.
On average someone will buy 3-5 homes in their lifetime. I have done that and some! I am a problem solver, and I thrive on helping people achieve goals they did not think were possible no matter if you are a first time buyer, an investor or upgrading to your forever home. I would love to help you too.
pRODUCTION pARTNER - nEW CLIENT CONTACT
KRISTIAN REED
Coming from a background in fitness Kristian brings a fun, spunky and hilariously sarcastic energy to our team. She is the glue that holds us together. NO SERIOUSLY...The girl that is tracking everything, gathering everything and ultimately the answers girl. Up front approvals, shes the queen of getting those done quickly so our clients have the highest approval while out shopping for their dream homes.
She is a small town girl who loves psychological thrillers, crime documentaries, and pretending I can solve the case before the detectives do AND married to a police officer, so there’s never a shortage of crazy stories in her life.
She is also a trainer at Burn Boot Camp in Mechanicsville and also shows up to be humbled by the workouts on the floating floor daily. Most days are fueled by caffeine, workouts and a ton of laughter.
pRODUCTION pARTNER - Contract to closing
ASHLEE TURNER
Boy mom. Wife. Sideline cheerleader. Mechanicsville native. Chaos Coordinator. Client turned Sparrow Home Loans Team Member.....This girl is a firecracker! She is detailed, she is ON TOP OF IT. Ashlee is a true gem and our clients are extremely lucky to have her cooridnating their chaos all the way to the closing table. Mortgage is a wild ride with so many moving pieces she balances all of the moving pieces and third parties from a birds eye view with so much grace.
You will never see her without her beloved color pink, coffee in one hand and Diet Coke in the other.
When she is not working, you will find her at Mechanicsville Little League as the team mom cheering loud and proud for the players and her favortie coach, playing pickelball or with her toes in the water, butt in the sand not a worry in the world and a cold drink in her hand. Okay, maybe not no worries -- again mom to all boys.
Common Loan Products
Conventional Loans
Conventional loans are the most common type of mortgage and are not government-backed.
FHA Loans
FHA loans are insured by the Federal Housing Administration and designed for buyers with lower credit scores or limited down payments.
VA Loans
VA loans are backed by the U.S. Department of Veterans Affairs and are available to eligible military service members, veterans, and surviving spouses.
USDA Loans
USDA loans are insured by the U.S. Department of Agriculture and help buyers purchase homes in eligible rural and suburban areas.
VHDA Loans
Virginia Housing offers programs for both first-time and repeat homebuyers, helping make homeownership more affordable.
Jumbo Loans
Jumbo loans are designed for high-value properties that exceed conventional loan limits.
Unique/Specialized Loan Products
Equity Line Loans
A Home Equity Line of Credit (HELOC) allows homeowners to access their home’s equity without refinancing their existing mortgage.
Renovation Loans
Renovation loans are designed for homebuyers and homeowners looking to finance repairs, upgrades, or remodeling projects.
Construction Loans
In Virginia, construction loans typically offer short-term financing that converts to a traditional mortgage once the project is complete.








